Reassuringly There - GEAR
The ultimate travel assistance membership, specifically designed to assist you in crisis.
Get a QuoteGEAR partners with Everything.Insure
Global Emergency Assistance and Response (GEAR) has teamed up with Everything.Insure, an all-in-one digital platform, to bring you access to a new and innovative travel assistance membership, focussed on protecting what really matters – you!
powered by Everything.Insure
More about Everything.Insure and GEAR
A travel assistance membership that focuses on emergencies.
A point of incident solution, specifically designed to see you through a crisis.
Why should you trust?
Powered by SPS Global Assistance Group GEAR is a travel assistance membership designed to assist members in an emergency. Focusing on proactive risk management for global travellers. Our dedicated security teams provide consultation and evacuation services for our members when they are in danger - anytime and anywhere.
Medical protection for the entire family
GEARx provides comprehensive emergency medical assistance for travellers and expatriates around the world. Depending on your membership level, we will provide medical evacuation and repatriation to either the nearest hospital or medical facility equipped to handle your condition, or to your home country. While most assistance companies provide medical reparations from the source country hospital to the home country hospital, we go that step further and specialise in medical assistance and evacuations from the point of incident.
Designed to provide total care
Our tele-medical service, GEARx Consult, is available to you for mild to acute medical issues. Our in-house practicing medical team of doctors and nurses is available 24/7 to listen to your symptoms (by phone, chat or video), and will advise you on the most likely cause. They will provide clear and simple advice, guidance, and medicines (although local regulations may limit this service to medical advice ONLY).
Unrivalled technology
GEAR Tech is included with every membership, providing a panic button and direct access to the Global Response Centre with location-based alerts. GEAR Tech also provides access to country specific advice, including recommended vaccinations, security and medical
information, cultural ‘dos and don’ts’, language, climate, visa and passport requirements, travel and transportation advice, currency converter, public holidays and festivals.
Why you should buy GEAR?
24/7 Global Coverage and support
Cost Effective
Speed of activation
No out-of-pocket expenses
Professional medical and security point of incident response
“I have travel insurance. Thanks” Great, we still need the $130,000 now.
Travel insurance is primarily designed to provide financial protection against routine travel issues, such as trip cancellation and local medical bills. GEAR is a membership program that has been specifically designed to help you in extraordinary situations, including a life-threatening travel crisis, or a security emergency. You may find that some travel insurances include these services, but none specialise in handling these types of incidents on a daily basis.
Core Cover
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Cover for Her
Tailored to meet the needs of our female customers, with special features just for you.
Family Cover
Designed for families with young children, focusing on extras to suit your life phase.
Family+ Cover
Designed for families with grown up children living at home, geared to cover your unique needs.
Young Professional Cover
The ideal product for a young, up and coming professional just starting out in life.
First Class Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Experienced Living Cover
Specifically tailored with our pensioners in mind, we offer benefits that suit your stage of life.
Small Business
This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.
Medium Business
This product is ideal for medium to large enterprises with many staff or lots of assets.
Eagle
Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.
Albatross
Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.
Albatross
Tailor-made to ensure you are above par (a positive thing!) when it comes to your personal insurance and spoilt when it comes to benefits designed for the avid golfer.
Basic Funeral
This product has the basic funeral cover for the person wanting the most affordable cover without extras.
Birdie
Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.
Birdie
Designed for the budget focused golfer in mind, no frills and fancies, just the cover you need with some tailored benefits at the best price.
Eagle
Designed for the more established and regular golfer with more to protect. Flying a little higher than the Birdie with tailored benefits to keep you on par.
Premium Funeral
This product has the basic funeral cover plus a few extra covers included to give users additional benefits.
Premium Plus Funeral
This product is the top of the range funeral product with many extra covers included.
GEAR Combined Platinum
Designed for those requiring full access to security evacuation and response benefits as well as those requiring medical evacuation by Air Worldwide.
Cycling.Insure - Criterium
Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.
Cycling.Insure - Criterium
Designed with the budget focused cyclist in mind, no frills and fancies, just the cover you need at the best price.
Professional Business
This product is ideal for professional services companies.
Essential
The absolute essentials that cover what you need to get started. No frills at a great price!
Cycling.Insure - Continental
The ideal product for an up and coming cyclist who is establishing themselves in life.
Deluxe
Contracts are big, projects complex! You need a premium product - broad and robust - to stand up when it's needed most.
GEAR Combined Silver
Designed for those requiring basic access to security evacuation and response benefits as well as those requiring medical evacuation for Air-in-Country.
GEAR Combined Gold
Designed for those requiring access to security evacuation and response benefits excluding Natural Disasters and Violent Crime as well as those requiring medical evacuation by Air within the continent.
Cycling.Insure - Continental
The ideal product for an up and coming cyclist who is establishing themselves in life.
Cycling.Insure - World Tour
Tailored to meet the needs of our top level cycling customers, with special features added, just for you.
Cycling.Insure - World Tour
Tailored to meet the needs of our top level cycling customers, with special features added, just for you.
Comprehensive Pet 500
Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R500.00 per claim.
Comprehensive Pet 250
Covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R250.00 per claim.
Comprehensive Pet 1000
Covers Illness and Accidental Injuries. Flat Excess of R1000.00 per claim.
Accidental Only Cover 10
Annual Limit of R10 000 per policy year for accidental cover.
Accidental Only Cover 20
Annual Limit of R20 000 per policy year for accidental cover.
Standard Pet
Annual limit of R50000 per year and covers Illness and Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.
Accident Only Pet
Annual limit of R50000 per year and covers only Accidental Injuries. All claims will carry 15% excess, with a minimum of R200.00 per claim.
Essential Core
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Critical Core
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Key Core
Designed with the budget focused individual in mind, no frills and fancies, just the cover you need at the best price.
Premium Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Elite Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Prestige Cover
Our premium product designed to give you more than just insurance, benefits to make your life easier.
Multisure Small Business
This product is perfect for smaller businesses, freelancers, those who work from home or sole proprietors.
Multisure Medium Business
This product is ideal for medium to large enterprises with many staff or lots of assets.
Multisure Retail Business
This product is tailored for companies in the retail sector.
SureThing Lite
An essential all-in-one, all-risk, third-party legal liability policy providing crucial coverage at affordable costs.
Multisure Professional Business
This product is ideal for professional services companies.
SureThing
A comprehensive all-in-one, all-risk, third-party legal liability policy specifically tailored for small and medium-sized enterprises (SMEs).
Customisable benefits
Accidental Damage (Buildings)
Accidental Damage (Contents)
Accidental Damage (Office Contents)
Accidental Damage - Extended (Buildings)
Accidental Damage - Extended (Contents)
Accommodation/ Catering/Travel cost of a companion
Accompanying medical attendants
Average Waiver
Bike Fitment
Blackmail & Extortion
Blood Care Foundation
Car Hire
Comprehensive Liability Extended
Concierge Assist
Cover for Business Run from Home (Assets)
Cover for Business Run from Home (Liabilities)
Cover Limit
Credit Shortfall
Cyber Insurance
Cycling Equipment Cover
Everything.Insure Platform
Our all-in-one platform will empower you to understand and manage all your cover (insurance and memberships) in one place. You’re in complete control of your portfolio with 24/7 online access.
Get quotes and buy instantly
Get multiple comparative quotes from the top providers, and get access to the best products at the best prices.
Manage your cover online
Manage and adjust all your cover in one place. Customise your cover to your budget and needs.
File quick claims
Claiming is quick and easy. You can submit a claim online anytime, anywhere. Stay up-to-date with the status of your claims in real-time.
Introducing GEAR Tech
Our GEAR Tech mobile application provides members with a range of useful features, most importantly it will automatically send you security and safety alerts, based on your current location, it also provides a means of contacting the Global Response Centre when you need assistance.
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Access alerts based on your location
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View destination advice
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Access to professionals
Why Choose Us?
Trust
30-year proven track record
Expert team of in-house trained specialists operating in 130 countries
Global Response Centre (GRC) = support 24/7
Integrated solutions including security, medical and crisis
Instant Support and Response
No matter where in the world, our network is there to provide localised support.
Point of incident response – real-time, on-scene advice and support.
No guarantees of payment are required – we take care of required upfront payments on your behalf.
Simplicity
An integrated solution (emergency security, medical and crisis response)
Claims are instant & paperless
Immediate cashflow
Support is at the click of a button
Personalised Solutions
Personalise your membership by building a plan to suit YOUR needs
Affordable, multi-tiered and scalable packages
Annual or short-term membership plans
Flexible pricing and cover limits
Answers to your questions.
What is GEAR?
GEAR is a travel assistance membership that is focused on Security and Natural Disaster responses that are not typically available in most travel insurance policies.
What is GEARx?
GEAR X is the medical aspect of the GEAR Travel Assistance Membership focused on providing medical evacuation along with a host of other benefits.
What is GEAR Tech?
GEAR Tech is a smart app designed for members to provide them situational awareness and ease of activating their membership.
How do I activate the membership?
Simply open the app and press the distress button, this will alarm in our Global Response Centre highlighting your position and we will provide assistance up to the level of benefits included within your membership. No claims forms or extra payments are required.
Does the membership cover me globally?
Yes, apart from when a member elects to travel to Sanctioned countries, or locations where a recognised authority [being the home or host country, British Foreign Office, United States Department of State, and/or the Foreign Office of Canada] advises against all travel, the membership agreement is then amended to security advice only.
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